CASE BY CASE OR AD-HOC ATE INSURANCE
Ad-Hoc ATE Insurance is for law firms which prefer, or need, to apply for cover on a case by case basis.
It reassures your clients to pursue a justified claim or defence against a third party, removing the threat of increased and potentially devastating financial loss if the case reaches trial and is unsuccessful.
Is Ad Hoc ATE insurance for you?
The Ad-Hoc ATE insurance route may suit you because you:-
- Don’t want to confine yourself to a particular case type
- Believe ‘one size’ doesn’t fit all and would like specialist expertise in testing the validity of a case, or finding the right policy for your client
- Specialise in commercial disputes, which aren’t conducted under a CFA and may not fit scheme criteria
- Might have an existing scheme for personal injury, which doesn’t cover clinical or dental negligence, probate or commercial dispute claims
- Don’t have the volume of cases to gain membership of a scheme.
- Have a high value or multi-defendant case unsuited to a delegated authority scheme which requires a tailored limit of indemnity.


Is Ad Hoc ATE insurance for you?
Why choose Guardian Legal?
- We can provide cover for:
- Retrospective costs incurred prior to the inception of a policy
- Own disbursements, as well as own counsel fees
- CFA, part-CFA, non-CFA and DBA-funded claims
- We can often provide access to funding for disbursements.
- We make no charges for case reviews and are happy to advise and assist you with the preparation of your insurance application.
- All policies offered by our panel of insurers are protected by the Financial Services Compensation Scheme.
- Only minimal reporting is required by the insurers on our panel
- Your client pays no up-front costs. Usually, all premiums will be
- Deferred until end of case
- Only payable upon a successful outcome
- Self-insured
- Highly competitive
- Discounted to encourage early settlement
- If your case is lost or abandoned, the premium is waived, subject to policy conditions
- If unsuccessful, and even sometimes when successful, the claimant can face substantial costs, arising from expensive expert reports and failure to beat a Part 36 offer. An ATE insurance policy will protect against these financial risks.
If you are interested in a ad hoc ATE scheme… next step
If you are interested in membership of a Ad Hoc scheme contact us on 0207 118 1884 or email info@guardianlegal.co.uk. Alternatively download a proposal form today in conjunction with our guidance notes.