Personal Injury ATE Insurance

As a responsible law firm you will know it is your professional and legal duty to explore all options for funding a personal injury case to give your clients the best chance of achieving justice.

ATE insurance offers many benefits to you and your clients.

What are the benefits of Personal Injury ATE Insurance?

  • All costs are deferred until the case is completed.
  • Your client only pays the ATE insurance premium if your case is successful.
  • If the case is unsuccessful your client’s premium will usually be waived and the policy will cover the costs insured.
  • Your client doesn't need to enter into a credit agreement when taking out ATE insurance.

What does a Personal Injury ATE Insurance Policy Cover?

  • Opponents Costs: If the other party has made a Part 36 offer which wasn’t accepted by the claimant, the court will order the claimant to pay the defendant's costs incurred from the date the Part 36 offer was made.
  • Cost of Own disbursements for medical and expert reports

Why Should I Choose Guardian Legal for ATE Insurance

Our expertise costs you and your clients nothing and we can provide access to:

  • Free quotations on every type of case.
  • Quotations on an ad-hoc basis
  • Delegated authority schemes if you conduct volume cases in a specialist area of litigation
  • Most of the leading ATE insurance companies in the UK
  • Independent, specialist advice and a helping hand at every stage of the claim process.

Telephone 0207 118 1884 or email

Advantages of a delegated authority scheme

If you handle, or anticipate handling, a volume of ATE personal injury cases a Delegated Authority scheme may be for you.

  • Insurance from day one, providing maximum protection to your clients
  • Lower premiums than for ad-hoc applications, which means lower costs for your clients.
  • No need to complete and submit lengthy documentation.
  • Issuing a policy is quicker and easier
  • Evidential support documents, counsel advice and medical reports not usually required pre-issue stage.
  • Usually, lower prospects of success for the case required
  • Secure password access to your own dedicated online portal

Next steps

Contact us to have a preliminary discussion about your personal injury case or to request membership of a Delegated Authority scheme on 0207 118 1884 or email

Alternatively, download a proposal form today in conjunction with our guidance notes. Contact Us For a Quote Today

ATE Insurance